19
Sep
2015

Money, Thread & Banks: This Week's Production Class

In America, money is complicated. There are many financial traps to fall into and lots of stuff that, well, it's just not very straightforward! That's why we launched a finance & business training component for the students in our Advanced Sewing class. We're holding these special sessions one Friday night each month and plan to cover budgets, debt, business accounting, etc.

For this first class, we started with discussing banks. Why this subject? Well, it all started with a conversation I had with one of the artisans who works with Journey Home. I had written her several checks for products I bought from her, and noticed none of them had been cashed. When I inquired about it, she told me that it's very hard for her to cash or deposit a check. As I talked to more of my refugee friends, this was a common refrain. The banks my friends had tried to use charged monthly fees or required minimum balances that just weren't financially viable for these ladies. 

Another issue they faced was lack of transportation and language barriers. Even if they had a bank account - which several had given up on - how were they supposed to get there? And once there, trying to communicate with a bank teller was intimidating. 

As I planned for this first class, I tried to locate banks that were geographically close, provided mobile banking options AND didn't charge monthly fees or a high minimum balance. You know how many I located? Three. All the other banks I looked at didn't provide any feasible banking options for those with very limited money. 

During class, we handed maps out (thanks, Google!) with the locations of these three banks marked. We then compared each bank and contrasted their services. 

We also started a Bible study on what God says about money, based off Crown Financial's excellent financial study curriculum. We talked about being faithful stewards of the gifts God gives us, whether that is money, time or relationships. 

But this class wasn't all about money, overdraft charges and checking accounts! There was also plenty of sewing, conversation and laughter as the ladies began working on large tote bags to hold items needed for home production. We're thankful for the volunteers that cared for the little ones so their moms could attend class, and thanful for St. John's United Methodist's generosity in letting us use their building to hold these special classes. 

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Interested to learn more on the challenges surrounding banking for the poor? Here's a great article from CheatSheet on this issue. Also, if you're looking for curriculum to teach banking and financial basics in a low income setting, we highly recommend Money Smart, published by the FDIC. If you'd like to get a copy of our adapted lesson plans, send us an This email address is being protected from spambots. You need JavaScript enabled to view it. !

 

 

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Published in Blog

11
Sep
2015

Sewing Classes Begin Again!

After a summer break for the Make Welcome sewing class, we were very happy to start again today. For the record, we didn't take the summer completely off. There was plenty of planning, sorting and organizing donated fabric and supplies, sample sewing, outreach to new students, visits with old students, and logistics work. We were glad for the time to get many behind-the-scenes tasks accomplished and are ready for another great year in the Make Welcome sewing classroom!

This year, for the first time, we are running two classes concurrently. We can do this because we have two new sewing teachers. Welcome, Carla and Jennifer! Both women were part time volunteers last year and we are so glad they have agreed to increase their involvement with Make Welcome by teaching the new Beginners Sewing Class. Over the summer, we formalized our sewing lessons into an 8 week project based curriculum and we look forward to sharing weekly updates on how our new students are doing!

Carla (above) with one of our new little ones

Jennifer (below) teaching KKH how to thread the machine

 

Our returning students actually started last week with a Sewing Skills Assessment which they continued this week. The assessment helps both students  and  teachers know how we are doing. We are proud of the progress these women have made and we look forward to even greater quality of work, precision, skill, and efficiency. This year, we hope that many of our returning students will join the Stay at Home Mom Manufacturing team for our sister business, Journey Home. More news on that exciting development in the weeks ahead!

Lisa leading Z and CN in the skills assessment

Returning students concentrating on Zipper Pouch project as part of their assessment

There were smiles and hugs all around this morning, lots of laughter, plenty of concentration, and good work accomplished! Welcome back, everyone. It's going to be a great year full of learning, friendship, and more!

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Published in Blog